Jewelry Cleaning, Inspection, and Appraisals
Did you receive jewelry as a gift over the holidays? Or perhaps he popped the big question and you are now sporting a shiny new ring on your left hand?
If so, you know there is a special kind of excitement that comes from getting a new piece of jewelry. One that involves admiring the beauty, the sparkle, and the feeling it brings.
The less exciting part about buying or receiving jewelry is worrying about what could happen to it. Jewelry is delicate, and can easily be damaged, lost, or stolen. Which begs the question: if you lost your ring today, would you be protected?
This year, consider a different kind of resolution, a resolution to get your jewelry in tiptop shape.
Here are three steps to help you get started:
1. First, find out what coverage you already have on your jewelry, if any.
You can do this by reviewing your homeowners or renters insurance policy as they might provide coverage. These types of insurance policies typically cover items if they are stolen, rather than lost or damaged.
2. After reviewing your coverage, visit your trusted local jeweler for an inspection and cleaning.
Throughout the course of normal wear, jewelry is exposed to dirt, dust, makeup, natural skin oils, and common household chemicals, like chlorine or hairspray. Over time, these debris build up on jewelry, dulling their original beauty.
Having a jewelry inspection will ensure that all clasps are functioning properly and that all gemstones are secure in their setting. This will provide you with some peace of mind knowing that you will not lose your favorite necklace due to a broken clasp or loose fastener.
Next, be sure to have your jewelry cleaned. At A.H. Fisher Diamonds, we use ultrasonic and pressure steam to make your jewelry look like new again!
3. After your jewelry cleaning, update your appraisal and add new items to be insured.
An appraisal will help you to discover whether or not you have the right amount of insurance coverage.
Typically, it is recommended that you have an expert review your appraisals every 2-3 years to determine the current value of your diamonds, jewelry, and other precious metals. Gemstone values can change over time due to inflation and other factors, which alters the amount of coverage you need.
In addition, when you have your jewelry appraised be sure to bring in any new items that need to be added to your insurance coverage.
Having your jewelry cleaned, inspected and appraised will keep it looking like new, and protected from the unexpected. In the unfortunate event that something does happen to your jewelry, such as theft, your jewelry can be replaced – if it is insured.
The NJ Shore area’s leading jewelry replacement company, Claimlink Jewelry Replacement, understands the distress associated with the loss of jewelry bringing their services to the insured and showing an array of jewelry of like kind and quality so replacement can be best suited and matched well.